A couple of years ago, Dave and I refinanced our house to consolidate some debts, pay for our wedding, and oh yeah, invest a whoooole lotta money in fixing this place up. I wouldn’t say that Dave and I are exactly financial experts, although we’ve learned quite a bit since we got married. (Mostly lessons we learned the hard way, unfortunately.) One thing we learned was that our interest rate was only fixed for two years. So now we’re faced with having to refinance again, or else our mortgage payment will go up close to $700 a month. Fun!
A tip, if you’re ever looking to refinance or buy a house for the first time: avoid AmeriQuest. Seriously. Just stay away from them. Take my word for it.
Part of the deal when you go to refinance your house is that you have to get an appraisal, so the mortgage people know what your house is worth. They sent a guy out to do the appraisal last month when I was in Mississippi, which was nice for me, in sort of a “well, nothing I can do about it from here, so I might as well not worry about it” way.
Turns out, the company sent out an apprentice to do the appraisal, so the mortgage company won’t recognize it as valid. Um? I don’t know. Whatever. The point is, the week before we left for California, they told us they were going to have to send out another guy to do yet another appraisal. This one was free since the last one was their goof. Ok, fine. But this time I was home to worry about it, so I spent two days in Frantic Cleaning Mode. We haven’t been able to afford our housekeeper since I stopped working, and with the baby and everything, housework just hasn’t registered all that high on my “must-do” list.
And of course, it was fine. The house was in great shape by the time the guy got here, and I felt pretty good about it. We’re not sure what the status of our refinancing is yet, since we sort of forgot to check our home voicemail while we were out of town. Oops.
But the cleaning frenzy just reinforced something that I’d been thinking for a while, which is that we desperately need a new vacuum cleaner. Ours weighs a ton, it’s hard to maneuver, it’s impossible to clean the stairs, and it really just moves the dirt around rather than sucking it up.
So, I told Dave that for my very first Mother’s Day, I wanted two things:
1. A cheesecake from Costco (have you ever had their cheesecake? It’s the next best thing after my grandmother’s. Honest.)
2. A new vacuum cleaner.
I know it’s a totally trite, 1950’s housewifey kind of a gift, but that’s what I want. And behold, my wish was granted:
I haven’t used it yet. I feel like it needs some sort of special inauguration ceremony. But I will try it out soon. The cat fur is starting to get out of control now that it’s shedding season, and this is the model that’s designed for removing pet hair.
Oh, and I’m still waiting on that cheesecake.